OneSourcebyPCS.com is an online lending and investor services platform (the “Platform”) operated by Southland Equities, LLC dba OneSource by PCS, a California limited liability company (the “Company”). The Company operates in California under California Finance Lender License #60DBO 48735 and DRE license #01930374. By accessing this site and any pages thereof, you agree to be bound by the Company’s Terms of Use and Privacy Policy. The Platform is intended only for accredited investors (for persons residing in the U.S.), and for persons residing abroad in jurisdictions where securities registration exemptions apply.

The Company does not make investment recommendations, and no communication through this website or in any other medium should be construed as such. Investment opportunities posted on this website are “private placements” of notes and securities that are not publicly traded, may subject to holding period and other significant requirements, are subject to limitations on transfer and assignment, and are intended for investors who do not need a liquid investment and are able to sustain investment losses.

Your private placement investments in the Company’s notes and securities are not bank deposits (and thus not insured by the FDIC or by any other federal governmental agency), are not guaranteed by the Company or its principals, and may lose value. Neither the Securities and Exchange Commission nor any federal or state securities commission or regulatory authority has recommended or approved any investment or the accuracy or completeness of any of the information or materials provided by or through the website. Investors must be able to afford the loss of their entire investment.

Any financial projections or returns shown on the website are illustrative examples only, and there can be no assurance that any valuations provided are accurate or in agreement with market or industry valuations. Any investment information contained herein has been secured from sources the Company believes are reliable, but we make no representations or warranties as to the accuracy of such information and accept no liability therefor. Offers to sell, or the solicitations of offers to buy, any note or security can only be made to qualified offerees through official offering documents that contain important information about risks, fees and expenses. Investors should conduct their own due diligence, not rely on the financial assumptions or estimates displayed on this website, and are encouraged to consult with a financial advisor, attorney, accountant, and any other professional that can help explain more fully the risks associated with any investment opportunity.

Private Offering to Accredited Investors

The securities offered on the OneSource by PCS online lending and investment services platform (the “Platform”) have not been registered under the Securities Act of 1933, in reliance on the exemptive provisions of Section 4(2) of the Securities Act and Regulation D and Rule 506, and/or Regulation S, promulgated thereunder.

Securities such as the notes and securities made available on the Platform are sold through private placements. They are restricted and not publicly traded, and are therefore illiquid. Neither the U.S. Securities and Exchange Commission nor any state securities commission or other regulatory authority has approved, passed upon or endorsed the merits of any offering on the Platform.

The portion of the Platform which relates to investment opportunities offered therein are not available to the general public, nor are the investment opportunities offered to the general public. They are available only to certain qualified, registered and authorized users who are Accredited Investors.

As defined in Rule 501 of Regulation D of the Securities Act of 1933, as amended, an individual Accredited Investor must have a net worth of more than $1 million (excluding their primary residence), or gross income for each of the last two years of at least $200,000 ($300,000 jointly with their spouse) with the expectation of a similarly qualifying income during the current year. In some cases, you or your advisors may be required to provide supporting documents to provide proof that you are an Accredited Investor. Such authorization may require completion of an Accredited Investor questionnaire and satisfactory background information screening. Your failure to provide any information and documentation requested to confirm your status as an Accredited Investor will be cause for the Company to immediately disqualify you from participating in any investments offered on the Platform and to discontinue your use of the Platform by preventing your access to it.

We are not an Investment Adviser

The Company is not a registered investment adviser and does not conduct any activity that would require such registration. We do not hold ourselves out as securities investment advisers or financial planners or otherwise accept advisory clients or provide advisory services with respect to securities.

Investment overviews on the Platform contain summaries of the purpose and principal business terms of the investment opportunities and other information related to the assets and activities of the Company. Such summaries are intended for informational purposes only and do not purport to be complete, and each is qualified in its entirety by reference to the more detailed discussions contained in the investor document package relating to any such investment opportunity. The information contained in the Platform has been prepared by the Company entirely without reference to any particular user’s investment requirements or objectives, financial situation, portfolio or diversification strategy or objectives, or overall suitability. Thus, all potential investors are encouraged to consult with professional tax, legal and financial advisors before making any investment.

We are not a Broker Dealer

The notes and securities offered to investors on the Platform are offered directly by the Company and/or its affiliates. We do not operate as a registered broker-dealer in any jurisdiction, nor do we believe that we are obligated to do so.

We are not an Investment Company

A company that is or holds itself out as being engaged primarily in the business of investing, reinvesting or trading in securities may be deemed to be an investment company under the Investment Company Act of 1940, as amended (Investment Company Act). The Investment Company Act contains substantive legal requirements that regulate the manner in which “investment companies” are permitted to conduct their business activities. We believe we are conducting, have conducted, and we intend to continue to conduct, our business in a manner that does not result in us being characterized as an investment company.

Foreign

From time to time, non-U.S. residents may attempt to participate in our Platform investments. We are not experts with respect to all applicable laws in the various foreign jurisdictions, and we cannot be sure that we or you are complying with applicable foreign laws.

Privacy

The OneSource by PCS lending and investor services platform (“Platform”) was created by OneSource by PCS, LLC, a California limited liability company (the “Company”), to provide information about the Company, its activities, investments, services and potential investment opportunities (collectively, together with the Platform itself, the “Services”). We value the privacy of our visitors and investors, and in order to protect your personal information, we have implemented the following Privacy Policy.

If you have questions about our Privacy Policy, you may contact us at info@onesourcebypcs.com.

The Privacy Policy set forth below explains the nature of the information we collect and use, the options available to you regarding those uses, the use of your personal or personally identifiable information, and our Platform’s security policies.

Personal and Financial Data

The Company collects personal and financial information when you visit the Platform. Much of this information is collected during the registration and/or application process and, while some items are optional, most are required for legal or security purposes. You may choose to provide additional information during subsequent visits to the Platform; in some cases, this additional information will be required by us as a condition of your participation in the investments made available on the Platform or your continued use of the Services.

Generally, the type of information we collect includes, but is not limited to:

• Data required to verify your identity;

• Personal and financial data necessary to assess your eligibility to utilize the Services on the Platform; and

• Non-identifiable and aggregated personal data pertaining to your Platform visits that help the Company evaluate and maintain quality control with respect to the features, functionality and user experience of the Platform.

Personal Data

Investor registration pages and forms will require you to provide basic personal data. This typically includes your name, email address, home address and phone number, date of birth, social security number and/or tax identification number, employer, income, job title, and net worth. The Company uses this data to: (i) enable you to register with, log in and return to the Platform; (ii) establish your ability to view offering materials and to make investments through the Platform (for U.S. residents, such ability is restricted to “accredited investors” with a certain level of annual income or net worth); (iii) determine your qualification to avail yourself of the Services; (iv) verify your age; (v) guard against potential fraud; (vi) contact you if we have questions or concerns about; and (vii) maintain regular communications with you regarding investments you have made, current or pending investment opportunities, Company activities and other updates.

We also gather the names and email addresses of users and visitors who contact us through the Platform with questions about the Company, the Platform or the Services. We collect this information for the sole purpose of responding to such inquiries and improving the Platform and the Services; we generally do not store the contact information unless requested to do so, as in the case of job applicants who submit resumes.

Financial Data (for Investors)

When you subscribe to make an investment in one of our offerings on the Platform, you will again be asked for your personal data. You will also be required to provide financial data, such as your bank routing number and bank account number, to enable us to utilize your bank account to originate funds transfers and make subsequent investment disbursements to you.

Other Personal Data

Regardless of whether you register for an account or submit an application, the Company may send one or more “cookies” to your computer. Cookies are small text files placed on your web browser when you visit our Platform that store information on your computer, such as your Platform preferences. We use cookies when you sign in to keep track of your personal session, including some account identifiers to ensure that you are the only person making changes to your account. We also use cookies to track your activity on the Platform as a unique person. For security purposes, all of this information is stored in encrypted form. No personal information about you is stored.

You can set your web browser to inform you when cookies are set, or to prevent cookies from being set altogether. Please note, however, that if you decline to use cookies, you may experience reduced functionality and slower site response times. In some instances, declining to use our authentication-related cookies may prevent you from using the website entirely.

The Company and its service providers may also collect web surfing data related to your use of the Platform. Such information may include: your Internet Protocol (IP) address, browser type, and internet service provider (ISP); your operating system; which of our web pages you access and how frequently you access them; referral or exit pages; click stream data; and the dates and times that you visit the Platform. This data may be collected using cookies, web beacons, page tags or similar tools. As with cookies, the web surfing information is anonymous, “click stream” transactional data that is not associated with any users as individuals.

Web surfing data and similar information may be aggregated for administrative purposes. We may use this aggregated information in the administration of the Platform to improve its usability and to evaluate the success of particular marketing and advertising campaigns. We also use it to help optimize the Platform based on the needs of our users.

Sharing of Personal Information

We do not sell or rent personal information about our users for marketing purposes. We do, however, work with a number of trusted partners who perform vital functions as part of our operations.

Sharing of Investor Information

Your investment profile information may, in a generic way, be made publicly available for use on the “Statistics” page of the Platform or in other summaries of aggregate investment data or investment performance.

If you enter comments on the Platform, you should be aware that any personally identifiable information you submit there can be read, collected, or used by other users of the Platform. We are not responsible for the personally identifiab